How to Change Debit Card PIN? Online and Using ATM Machine

A bank account means money. And we are dealing with the money. Then we have to make sure we are doing it in the right way. There are a lot of things that the bank does to keep our money safe. And one such thing is the debit card PIN number.

This PIN is just a number but plays a very important role in keeping our money safe. We also need to make sure that we never share this PIN with anyone. And no one from the bank will ever contact us asking for this PIN number.

So if you ever receive any call, SMS, or an email that asks you to share your PIN number. Then you should never share it. Even the banks keep communicating the same to the account holders. We receive periodic messages from the bank telling us not to share our sensitive account information with anyone.

But what if you have shared it? or your PIN is exposed?

If somehow your PIN is exposed to someone. Then you should take immediate action to change your PIN. When you change it your old PIN which is exposed will become invalid. So this will help you make your debit card secure again.

But how can you change it?

There are a number of ways by which you can change debit card PIN. I will explain all the possible ways to you in this guide. At the same time, we will also discuss everything that is possibly related to debit card PIN. So in this guide, you will not only learn how you can change the PIN. But everything that is related to it.

What is Debit Card PIN?

A debit card PIN is nothing but a 4 digits password that is used while making transactions with the card. No matter where you are using your card. Your transaction will never get completed until you enter your correct 4 digits PIN number.

This includes both online transactions and also offline transactions. (cash withdrawal) During earlier days the banks used to generate the PIN for customers. And then the PIN used to be sent via courier to the registered address of the account holder. But these days the banks don’t generate it for the customers.

Instead, the customers are given the freedom to set their own PIN. And also change it whenever the customer wishes to change it. This PIN remains the same for domestic and also international transactions. This means if you are using the card in India or the United States of America. Your PIN remains the same.

Why Change the PIN?

It is always told to us by the bank that we should periodically change our PIN number. And also the other passwords related to our bank account.

But why?

The reason is even if your PIN or the password has been exposed to someone. Changing the PIN will make your old PIN invalid.

This means the person or the website which knows your old PIN will not be able to make any transactions with your debit card.

What is the Format of Debit Card PIN? (Digits)

The general format of debit card PIN that is followed worldwide is of 4 numeric digits. You can not make use of any alphabets.

For Example, Generally, a PIN can be 1234, but it can not be 1A2B, etc.

As of now there no banks allow customers to use an alphanumerical PIN for debit cards. But we can expect the banks to allow the use of such PINs in the future.

Because an alphanumerical PIN is hard to guess when compared to that of the 4 digits numerical PIN. But for this, there is a requirement for an update in the existing infrastructure.

That is because the current ATM network and also payment gateways support numerical PIN. If the world’s financial industry decides to change this.

Then this can be fixed with the help of software updates with most of the ATM machines. That is because most of the ATM machines have a keypad which also has Alphabets mentioned on them.

But we can also find a number of machines that do not have the alphabets embedded on the buttons. So in such cases, these keypads have to be replaced. (only if the financial industry decides to allow alphanumeric PINs)

What Happens If Wrong Debit Card PIN is Used?

There is a limit on how many times you can guess the PIN of your debit card. If you enter or use the wrong PIN multiple times. Then the bank’s system will automatically block your card.

Usually, you can try guessing a PIN 3 times. If you enter a wrong PIN more than 3 times. Then your card can be blocked for the next 24 hours. And in some cases, it can be blocked until the bank releases the block.

How to Fix PIN Tries Exceeded ATM Error?

If you are getting the “PIN Tries Exceeded” error while using your debit card with the ATM machine. Then there is a way to fix this error.

You will have to call the customer care of your bank. Tell the bank that you are getting this error. The bank will verify your details and will remove the block on your card.

Sometimes even the banks can not remove this block. The block will be automatically removed by the bank’s system after a specified period of time.

If this is the case then the bank will tell you the time when your card’s block will be removed automatically.

Is There Any Limit on How Many Times the PIN Can be Changed?

No, there is no specified limit of how many times you can change your debit card PIN. But it is not recommended to change it unnecessarily.

Change the PIN only when you really feel there is a requirement to do it. Because it can also get difficult to remember the PINs.

How to Generate a Strong Debit Card PIN?

It is recommended that you use a strong and hard-to-guess PIN for your debit card. You should not use PINs which are very easy to guess.

For example, you should not use PINs like,

Your date of birth.
Vehicle registration number.
Starting digits of your mobile number.
Ending digits of your mobile number.
Starting or ending digits of your debit card number, etc.

These should be avoided because they are very easy to guess with the help of social engineering.

Then how to generate a strong debit card PIN?

There are a number of websites on the internet that help you to create a random password. You can use the Password generator by LastPass.

This tool will help you to generate your PIN which will be hard to guess.

Open the Password Generator by LastPass.
Set the password length to 4.
Untick Uppercase, Lowercase, and Symbols.
The password generator will generate a good password for you.
If you don’t like the generated one then click on the “Regenerate” button.

Why Untick Uppercase, Lowercase, and Symbols?

When you untick uppercase, lowercase, and symbols, the password generator will not include any of these. It will include only numbers.

This is important because you can only use 4 digits of numbers as your password. And you can not include any alphabets and symbols.

You can use this generator if you wish. There a number of such password generators available for free use on the internet.

And in case you don’t want to use any such generator. Then you can create a strong PIN by yourself as well.

But please note that you should not enter your debit card details like number, expiry date, and CVV to generate a PIN.

Just set the preference to number only and length to 4 digits. And you are good to go.

What are the Different Ways to Change Debit Card PIN?

Different banks allow customers to change the PIN in different ways. I have explained all the ways below. After this, I will tell you how you can do it in all the major Indian Banks.

Using ATM Machine

This is the most traditional and common way to change the debit card PIN. You have to locate the nearest ATM machine that is owned by your bank.

Insert your card into the machine → Choose the language → Enter your Existing PIN → Select Banking → Select Change PIN → Enter New PIN → Re-enter the Same → Authenticate Yourself.

There are two different methods that the banks use to help you authenticate yourself while changing the PIN. It depends upon your bank which method it wants to use.

Some banks send an OTP to the registered mobile number which you will have to enter into the ATM machine.

And some banks ask you to generate the Green PIN OTP using the machine or by sending an SMS banking keyword.

Using this method you will be able to change your PIN instantly.

By Sending SMS

Some banks have specific SMS banking keywords that can be used to change your debit card PIN number. Just find out the keyword.

Type the SMS in the correct format and send it to the phone number that is given by your bank.

Please note that before you send your bank, make sure you have entered the right phone number. And not all banks support this way to change the PIN. If your bank allows you to do it then you can follow this way.

Using Internet Banking

This is one of the most convenient ways to change your debit card PIN. If you have registered to use internet banking facility. Then you can use this facility. And almost all the banks support changing the PIN online.

Login to your Internet Banking Account → Select Debit Card Services → Select your Debit Card → Click on Change/Set PIN → Enter your New PIN → Re-enter New PIN → Enter your OTP → Your New PIN will be set.

The bank will send you an OTP to your registered mobile number. In the last step, you will have to enter the correct OTP and click on the “Submit” button.

The next PIN will be changed instantly.

Using Mobile Banking App

This method is very similar to that of the internet banking method. The only change is we are not using the official website of the bank.

Instead of that, we will be using the official mobile banking of your bank.

If you have the app already installed on your smartphone. Then you can directly follow the steps. But in case you have not installed the app yet.

Then install the app from the Google Play Store if you are using an Android user. And in case if you are an iOS user then you can install the app from the Apple App Store.

You should avoid using third-party sources to install the mobile banking app.

Open the Mobile Banking App → Enter your Login Details → Select Services → Debit Card Services → Choose your Debit Card → Enter New PIN → Re-enter New PIN → Enter your OTP or MPIN.

Using Customer Care IVR

Before I explain to you how this method works. I want to tell you that not all banks support this feature. There are only a handful of Indian Banks which support this feature.

If your bank supports this then you can use this method to set your new PIN.

Call the Customer Care of your Bank → Select Language → Debit Card Sevices → And Follow IVR Instructions.

Will Bank Charge me to Change the Debit Card PIN?

No, your bank will not charge you to change your debit card PIN. This will be done free of cost.

But in some cases, you might get charged and they are,

By your Telecom Operator: If you are using the customer care method or SMS banking to generate OTP. Then your telecom operator may charge you for the SMS you send.

By Use of ATM Machine: Every bank gives free usage of ATM machines for the customers. If you have used all the free usage. Then the bank will charge you for the ATM usage. But not for changing the PIN.

How to Change Debit Card Pin Major Indian Banks?

Choose your bank below to learn how you can change your PIN number.

Axis Bank

How to Change Axis Bank Debit Card PIN?

You can change your Axis Bank debit card PIN online using internet banking and mobile banking app. I have explained the process of using internet banking to do it.

Visit the official website of Axis Bank.
Click on “Login”.
Select the mode of login and proceed with the login process. (using password, mPin, or debit card)
Click on “Services”.
Select “Debit Card Services” from the services menu.
Select your debit card from the list. (if you have more than one card)
Click on “More Services”.
Select “Set Debit Card PIN” and click on Go.
Enter your new PIN.
Re-enter the same PIN and enter the expiry date of your card in YYMM format.
The bank will send you the NETSECURE code on your registered mobile number.
Enter the code correctly and click on the “Confirm” button.

If you did not receive the NETSECUE code from the bank. Then you can request to resend it by clicking on the “Resend OTP” button.

Your PIN will be changed immediately after you click on the “Confirm” button provided you have entered the right code.

Tutorial Video

AU Small Finance Bank

How to Change AU Small Finance Bank Debit Card PIN?

You have multiple options to change your AU Small Finance Bank Debit Card PIN number. The bank allows you to do this with the help of internet banking and the mobile banking app.

If you wish you can use these options But there is one more option which I recommend you to use is the official website option.

Here you can change the PIN number without logging in to your internet banking account. So even if you have not registered for internet banking it is totally fine.

All you need is your debit card and your registered mobile number with you. This is a great feature that the bank has provided to the account holders. Because this makes the process very easy.

Visit the official website of the AU Small Finance Bank.
Open the Debit Card Services page.
Click on “Know More” under Generate/Update Debit Card PIN section.
A new page will open.
Enter your 16 digits debit card number.
Select the expiry date of your card and click on the “Confirm” button.
Enter your Customer ID.
After entering your Customer ID select between PAN Card or Date of Birth.
Enter the selected detail and click on the “Confirm” button.
The bank will send you an OTP on your registered mobile number.
Enter the OTP correctly and click on the “Submit OTP”.
Now enter your new PIN number.
Re-enter your new PIN number.
Click on the “Confirm” button.

As soon as you click on the “Confirm” button your new PIN will be set by the bank. This is how you can change your AU Small Finance Bank debit card PIN online.

Tutorial Video

Bandhan Bank

How to Change Bandhan Bank Debit Card PIN?

Bandhan Bank allows the account holders to change the debit card PIN by multiple modes. You can use an internet banking portal and mobile banking app for this.

Along with these two methods, you can also change it by calling customer care. You need not share any of your card details with anyone.

You just have to follow the IVR instructions and you can change your PIN in real-time. Follow the instructions given below to change the Bandhan Bank debit card PIN number.

Call the customer care of Bandhan Bank on 1800 258 8181.
Select the language in which you would like to use the IVR options.
Choose Customer Service from the IVR options.
Now enter your 16 digits debit card number.
The IVR will repeat the debit card number you have entered.
If your card number is correct then dial 1.
Dial 1 to change your PIN.
Enter the expiry date of your card in MMYY format.
Enter your date of birth in DDMMYY format.
Now create your new PIN.
Re-enter the same PIN again and your PIN will be changed.

This is how you can change your Bandhan Bank debit card PIN by calling customer care. But still, if you prefer changing it online. The follow the instructions given below.

Visit the official website of Bandhan Bank → Login to your account → Click on My Services → Debit Card Services → Regenerate ATM PIN → Enter Card Details and Click on Submit → And Enter your New PIN.

If you want to use the mobile banking app for this purpose. Then you can do it. The steps are similar to what I have mentioned above.

Tutorial Video

Bank of Baroda

How to Change Bank of Baroda Debit Card PIN?

You can change your BOB debit card PIN using internet banking, mobile banking, and the ATM machine. The instructions for the mobile banking method are given below.

Open the official mobile banking app of Bank of Baroda.
Enter your login details into the app.
Select “Debit Card Services”.
Choose “Set Debit Card PIN” from the list of services.
Select the card whose PIN you wish to change.
Tap on “Set PIN” and the bank will send you an OTP.
Enter the OTP and proceed.
Enter your new PIN.
Re-enter the same PIN again and enter your MPIN for authentication.

Here Bank of Baroda has added two layers of security to change the PIN. The first layer is the OTP. And the second layer is the app asks you to enter your mobile banking MPIN.

As soon as you enter the correct MPIN, your PIN will be instantly changed. This means you can start using your debit card with the new PIN.

There are multiple apps of BOB on the Google Play Store and Apple App Store. To follow the instructions you have to install the M-Connect Plus app on your smartphone.

Tutorial Video

Bank of India

How to Change Bank of India Debit Card PIN?

Just like the other banks, BOI also allows the customers to change the debit card PIN by multiple modes. Below I have given the instructions for using internet banking to change your PIN.

So before you start following the instructions. Register for internet banking services if you have not done it yet. In case you have already registered then follow the instructions.

Visit the official website of the Bank of India.
Log in to your internet banking account.
Click on “Requests”.
Select “Debit cum ATM Services” from the Requests page.
Click on “Debit Card cum ATM PIN Change”.
Select your debit card number from the drop-down menu.
Enter the expiry date of the selected debit card in MMYY format.
Enter your old PIN then enter your New PIN.
Re-enter the same and click on the “Submit” button.

Here Bank of India provides two different options to change the PIN. These two options are for different circumstances.

The first one which we have discussed in the instructions above is when you remember your old PIN.

And the second option can be used when you don’t remember your old PIN. In this case, the bank will send you an OTP on your registered mobile number. So choose the option accordingly.

Canara Bank

How to Change Canara Bank Debit Card PIN?

It will not take more than 5 minutes to change your Canara Bank debit card PIN number. This can be done with the help of internet banking and mobile banking.

To change it with the help of internet banking online follow the instructions given below.

Visit the official website of the Canara Bank.
Log in to your internet banking account.
Click on “Cards” → “Manage Debit Card”.
Choose the debit card of your choice.
Click on “Set PIN”.
Enter your new PIN and Re-enter the same again.
Enter your card’s expiry date and click on “Set PIN”.
The bank will send you an OTP to your registered mobile number.
Enter the OTP you have received and click on the “Submit” button.

If you want to use the mobile banking app to change your PIN. Then you can do that as well. The steps are very similar to what I have mentioned above.

City Union Bank

How to Change City Union Bank Debit Card PIN?

You can change your City Union Bank debit card PIN online using internet banking and mobile banking. Below I have explained how you can do it with the help of the mobile banking app.

So if you have not installed the app yet. Then get it installed from Google Play Store or Apple App Store.

Open the official mobile banking app of City Union Bank.
Enter your login details into the app.
Tap on “Settings” → “Debit Card Management”.
Select “Change or Reset PIN”.
Choose the debit card whose PIN you want to change.
Enter your new PIN.
Re-enter the same again.
The bank will send you an OTP to your registered mobile number.
Enter the OTP and tap on the “Submit” button.

Your new PIN will be changed instantly. So you can start using your card with your new PIN.

CSB Bank

How to Change CSB Bank Debit Card PIN?

There are a lot of ways to change your CSB Bank debit card PIN. You can use internet banking, mobile banking, ATM machine, etc. to do it.

Just like AU Small Finance, there is a dedicated page on the official website of CSB Bank to change the PIN. If you wish to use that page then there is no need to login into your internet banking account.

The system will ask you to authenticate yourself. Upon successful authentication, you can change your PIN. Below I have mentioned the steps using internet banking.

Visit the official website of CSB Bank.
Log in to your internet banking account.
Open “Debit Card Services”.
Click on “Set/Change Debit Card PIN”.
Select the debit card of your choice.
Enter your new 4 digits PIN.
The bank will send you an OTP on your mobile number.
Enter the OTP correctly.
And click on the submit button.

If you have not registered for internet banking services. Then make use of the page I told you about on the official website of the bank. (ATM PIN Generation)

And in case if you want to make use of the mobile banking app. Then install the app, open it and go to the “Value Added Services” section.

Dhanlaxmi Bank

How to Change Dhanlaxmi Bank Debit Card PIN?

Dhanlaxmi Bank account holders can change their debit card PIN by following multiple methods. And they are internet banking, mobile banking, and with the help of ATM machines.

The instructions for the ATM machine method are given below.

Find any Dhanlaxmi Bank ATM machine near you.
Visit the machine.
Insert your debit card into the machine.
Choose the language in which you want to use the machine.
Select “Generate/Forgot PIN” option.
Enter your new PIN.
Re-enter your new PIN.
Select “Generate OTP”.
The bank will send you an OTP to your mobile number.
Select the “Enter OTP” option.
Enter the OTP you have received via SMS and press the “Continue” button.

In this process, the bank requires you to authenticate yourself with an OTP. The OTP will be sent only to your registered mobile number.

So while going to the ATM lobby to change your PIN. Make sure you carry your smartphone which runs the SIM card of your registered mobile number.

Federal Bank

How to Change Federal Bank Debit Card PIN?

If you want to change your Federal Bank Debit card PIN. Then follow the instructions given below. I have explained the method in which you will be using the official mobile banking app of the bank.

So if you don’t have the app installed on your smartphone. Then you can install it from Google Play Store or Apple App Store. (based on which smartphone you use)

Open the official mobile banking app of Federal Bank.
Enter your login details into the app.
Tap on “Settings” → “Account Services”.
Select “Manage Debit Card” from the list of services.
Choose the debit card whose PIN you want to change.
Tap on “Set New PIN/Change PIN”.
Enter your new PIN and re-enter the same.
The bank will send you an OTP to your mobile number.
Enter the OTP and tap on the “Submit” button.

If you don’t want to use the mobile banking method. Then you can also make use of the internet banking portal of the bank.

The steps are similar to the mobile banking app. Open the “Debit Card Services” section of the internet banking portal.

HDFC Bank

How to Change HDFC Bank Debit Card PIN?

HDFC Bank allows the account holders to change the debit card PIN by multiple methods. This includes internet banking, mobile banking. I have explained the mobile banking method below.

Open the official HDFC Bank mobile banking app.
Enter your login details into the app.
Tap on “Menu” → “Debit Card”.
Select “Instant PIN Generation”.
All the debit cards linked to your account will be displayed.
Select the debit card of your choice.
Enter your new PIN number.
The bank will send your OTP to your mobile number.
Enter the OTP correctly and tap on “Submit”.

If you want to use the internet banking method. Then the steps are similar to what I have discussed above. Just visit the official website of HDFC Bank.

Login to your account and go to the debit cards section of the internet banking portal. After that select your card and change your PIN.

ICICI Bank

How to Change ICICI Bank Debit Card PIN?

Just like any other Indian bank. ICICI Bank, also allows the account holders to change the debit card PIN using multiple methods.

I have explained the mobile banking method below. So to change your ICICI Bank debit card PIN online using the mobile banking app. Follow the instructions given below.

Open the official mobile banking app of ICICI Bank.
Enter your login details into the app.
Tap on “Settings”.
Select “Services” from the settings.
Select “Card Services” → “Generate Debit Card PIN”.
Choose the debit card of your choice.
Enter the CVV number of the selected card.
Enter your new PIN and re-enter the same.
Confirm the PIN and tap on the “Submit” button.

If you don’t have the ICICI Bank mobile banking app installed on your smartphone. Then you can install it from Google Play Store or Apple Apps Store.

But make sure that you don’t install the app from any other third-party sources.

IDBI Bank

How to Change IDBI Bank Debit Card PIN?

You can change your IDBI Bank debit card PIN online and also offline. If you want to do it online then you can make use of internet banking and mobile banking.

And in either case, you can make use of any IDBI Bank ATM machine or SMS Banking. Below I have explained the steps to change it using the mobile banking app.

So first of all make sure you have the official mobile banking app installed. If you don’t have it. Then get it installed from Google Play Store or Apple App Store.

Open the official mobile banking app of IDBI Bank.
Enter your login details into the app.
Open the “Menu” of the app.
Select “Service Requests” from the menu.
Tap on “New Service Request”.
Select “Debit Card Request”.
Choose the debit card of your choice.
Enter your new PIN and re-enter the same.
Authenticate yourself and tap on the “Submit” button.

Your PIN will be changed instantly and you can start using your card with the new one.

IDFC FIRST Bank

How to Change IDFC FIRST Bank Debit Card PIN?

You can change your IDFC FIRST Bank debit card PIN online. This can be done with the help of internet banking and mobile banking.

The instructions for changing it with the help of internet banking are given below.

Open the official website of IDFC FIRST Bank.
Log in to your internet banking account.
Click on “Have”→ “Cards”.
Choose the debit card from the list.
Click on “Change PIN”.
Enter your new PIN and re-enter the same.
Click on the “Verify” button.
The bank will send you OTP to the bank.
Enter the OTP and click on the “Verify” button.

If you wish to change it with the help of the mobile banking app. Then open the app, login into your account. And follow the instructions from Step number 3.

Indian Bank

How to Change Indian Bank Debit Card PIN?

You can change your Indian Bank debit card PIN online. This is with the help of internet banking and the mobile banking app of the bank. The instructions for the mobile banking method are given below.

Open the official mobile banking app of Indian Bank.
Enter your login details into the app.
Tap on “Cards”.
Select your bank account number from the drop-down menu.
On the next page select the debit card whose PIN you want to change.
Tap on “Set Debit Card PIN”.
Enter the expiry date of the card in MMYY format and tap on the “Submit” button.
Now the system will generate Green PIN OTP for you.
Enter the OTP you receive from the bank correctly and tap on the “Submit” button.
Enter your new PIN.
Re-enter your new PIN and tap on the “Submit” button.

If you want to do it using internet banking you can do it. The steps are similar to what I have explained above.

Indian Overseas Bank

How to Change Indian Overseas Bank Debit Card PIN?

You can change your ION debit card PIN online using the official mobile banking app of the bank. If you have it installed on your phone already. Then open the app and start following the instructions.

And in case if you don’t have it installed. Then if you are an Android user then install the app from the Google Play Store. And in case you have an iOS device, then install the app from the Apple App Store.

Open the official mobile banking app of Indian Overseas Bank.
Enter your login details into the app.
Tap on “Card Services”.
Select “Debit Card PIN Change”.
Choose the debit card whose PIN you want to change.
Enter your new PIN.
Re-enter the same PIN again.
The bank will send you OTP on your mobile number.
Enter the OTP and tap on the “Submit” button.

You can also make use of the internet banking portal of the bank. If you don’t want to change the PIN online. Then you can do it offline using any nearby ATM machine of Indian Overseas Bank.

IndusInd Bank

How to Change IndusInd Bank Debit Card PIN?

If you want to change your IndusInd Bank debit card PIN. Then you can do that with the help of internet banking as well as the official mobile banking app of the bank.

The instructions for doing it with the help of the internet banking portal are given below.

Visit the official website of the IndusInd Bank.
Click on the Login button.
Continue to NetBanking.
Enter your username, password, and proceed with the login process.
Click on “Service Requests”.
Select “Debit Card Requests” from the left sidebar.
Click on “Debit Card PIN Reset”.
Enter your debit card details and click on the “Submit” button.
The bank will send you an OTP on your registered mobile number.
Enter the OTP correctly and click on the “Confirm” button.
Now enter your new debit card PIN.
Re-enter the same PIN for confirmation and click on the “Confirm” button.

Your debit card’s cash withdrawal limit will be decreased to Rs. 20,000 INR for the next 48 hours after successful PIN change. This is done for security purposes.

There is no action required from your end to set this limit or remove this. This is done automatically by the bank’s systems.

Jammu and Kashmir Bank

You can change your Jammu and Kashmir Bank debit card PIN number using any nearby ATM machine. But you will have to make sure that you use an ATM machine of the Jammu and Kashmir Bank only.

This is important because you can not make any kind of changes to your account or card using other bank ATM machines.

Visit any Jammu and Kashmir Bank ATM machines.
Insert your card into the machine.
Select your preferred language.
Enter your existing 4 digits PIN.
Tap on the “PIN Change” option.
Enter your new PIN.
Re-enter the same PIN for verification and tap on “Submit”.
The machine will ask you to authenticate yourself.
Authenticate your self and your new PIN will be set.

If you have registered for the internet banking facility of the bank. Then you can also change your PIN online from the comfort of your home.

Karnataka Bank

How to Change Karntaka Bank Debit Card PIN?

You have the option to change your Karnataka Bank ATM PIN online and also offline. If you want to do it online then you can do it with the help of internet banking and mobile banking app.

And if you want to do it offline. Then you can do it with the help of any Karnataka Bank ATM machine near you. The steps of the ATM machine method are mentioned below.

Visit any Karnataka Bank ATM machine near you.
Insert your card into the machine.
Select the language of your choice.
Enter your existing 4 digits PIN.
Select “PIN Change” from the main menu of the ATM machine.
Enter your new PIN.
Re-enter the same PIN again.
Your request for the PIN change will be taken by the bank.
You will get a printed receipt for this change.

Your new PIN will be instantly changed. I referred to a video on YouTube before writing this article. And I observed that the machine does not send any OTP for the purpose of verification.

You can watch the video above.

Karur Vysya Bank

How to Change Karur Vysya Bank Debit Card PIN?

You can change the PIN of your Karur Vysya Bank debit card online using internet banking and mobile banking app. In case you want to do it offline. Then make use of any KVB ATM machine near you.

The instructions for the mobile banking method are given below. If you have the app installed already then directly follow the instructions.

But in case if you don’t have it installed. Then you can get it installed from Google Play Store or Apple App Store. (based on which smartphone you use)

Open the official mobile banking app of Karur Vysya Bank.
Enter your login details into the app.
Tap on “Card Control”.
Select the debit card whose PIN you want to change.
Tap on “Set/Reset PIN”.
Enter your new PIN.
Re-enter the same PIN again and tap on “Save Changes”.
Enter your 4 digits MPIN for the purpose of Authentication.
Your PIN will be instantly changed and you will get a success message on your screen.

Here Karur Vysya Bank is not sending your OTP for authentication. Instead of that, here your MPIN is the means of authentication. Your new PIN will be set as soon as you enter your correct MPIN into the app.

For more clarity, you can watch the YouTube video above.

Kotak Mahindra Bank

How to Change Kotak Mahinda Bank Debit Card PIN?

Kotak Mahindra Bank allows the customers to change the debit card by a number of methods. This includes both online and offline methods.

If you want to do it online. Then you can use internet banking and mobile banking app. And in case you don’t want to spend much time on this.

Then there is a page on the official website of the Kotak Mahindra Bank as Instant PIN Generation. Open this page select the type of your card, enter your card details, enter your new PIN, and authenticate yourself.

In case you prefer using the mobile banking app. Then the instructions are given below.

Open the official mobile banking app of Kotak Mahindra Bank.
Enter your account login details.
Tap on “Menu” → “Service Requests”.
Select “Debit Card” from the Service Requests menu.
Tap on the “Regenerate PIN” option.
Choose the debit card whose PIN you want to change.
Enter your new PIN.
Re-enter the same PIN again.
And authenticate yourself.

In the mobile banking app method, you will be asked to authenticate yourself by entering MPIN. Or the bank may send you an OTP to your registered mobile number.

For more clarity, you can watch the YouTube video above.

Nainital Bank

How to Change Nainital Bank Debit Card PIN?

You can change your Nainital Bank debit card PIN by using an ATM machine. But you will have to make sure that the machine you are using is of Nainital Bank only.

This is because you will not be able to change your PIN using the ATM machine that is not operated by Nainital Bank.

Visit any Nainital Bank ATM machine.
Insert your debit card into the machine.
Select the language in which you would proceed.
Enter your existing PIN number.
Choose “Banking”.
Select the “PIN change” option.
Enter your new PIN.
Re-enter your new PIN again.
Authenticate yourself.

Your new PIN will be set instantly. So you can start using your debit card with the new PIN for both online and offline transactions.

Punjab and Sind Bank

How to Change Punjab and Sind Bank Debit Card PIN?

Punjab and Sind Bank allow the customers to change the debit card PIN online and also offline. If you want to do it online. Then you can use the official mobile banking app and the internet banking portal of the bank.

And in case you want to change the PIN offline. Then you can use the Debit Card Green PIN facility. This facility is available in all the Punjab and Sind Bank ATM machines.

Visit any Punjab and Sind Bank ATM machine near you.
Insert your debit card into the machine.
Select the “Green PIN” option.
On the next screen select “OTP Generation”.
You will receive an OTP from the bank and the current transaction will be terminated.
Again insert your debit card into the machine and tap on “GreenPIN”.
This time you have to choose “OTP Validation”.
Enter the OTP you have received and continue.
Now enter your new PIN for the debit card.
Re-enter the same PIN again.

Please note that you will have to insert your card twice into the machine. The first time is when you are generating the Green PIN OTP.

And the second time is when you are validating the OTP and setting your new PIN. Your new PIN will be set instantly.

You will see a success message on the screen of the ATM machine. And you will also receive a printed receipt about the same.

For more clarity, you can watch the YouTube video above.

Punjab National Bank

How to Change Punjab National Bank Debit Card PIN?

You can change your PNB PIN online and also offline. If you have registered to use internet banking services. Then you can do it using the internet banking portal.

And if you like doing it with your smartphone. Then install the official mobile banking app of the bank. Log in to the app, open the debit card section, select your debit card, and set the PIN of your choice.

There is an offline method too. And that is with the help of the PNB Green PIN option. This option is available in all the ATM machines of the Punjab National Bank.

The instructions for the offline method using the Green PIN option are given below. Here you first have to generate the OTP.

For this purpose, you can make use of the SMS banking keyword. Type DCPIN <space> Debit Card Number. And send it to 5607040 from the registered mobile number.

Upon sending this SMS you will receive an OTP from the bank. Once you have received this OTP you can follow the instructions given below.

Visit any Punjab National Bank ATM machine near you.
Insert your card into the machine.
Select your language.
Select the “Green PIN” option.
The machine will ask you to enter your 6 digits Green PIN. (OTP)
Enter the OTP you had received and continue.
Enter your New PIN number.
Re-enter the same PIN number again.
Press the “Ok” button and your new PIN will be set instantly.

The bank will not charge you anything to change the PIN. But your telecom operator may charge you for the SMS you are sending to generate the Green PIN OTP.

Conclusion

This is all you need to know about the debit card PIN and how you can change it. But take care that you are don’t share details of your card with anybody. If you are facing any difficulties then call the customer care of your bank. And if you have lost your card then you should immediately block it.